Dealing with Debt

Have your debts spiralled out of control? If you are worrying about how to pay them all back then speak to us. Here we offer an understanding and professional service that will help make your finances more manageable.

The majority of us owe money to people or organisations for most of our lives. Occasionally we may find our debts becoming out of control and cannot find ways of paying them all. The worst thing you can do in this situation is ignore your bills.

If your debts are causing you stress then come and speak to us. We aim to offer a comprehensive package when dealing with debt and we can help you to re-schedule the payments that you need to make or even challenge the validity of debt.

The most common types of debt problems we deal with are:

  • Rent or mortgage payment arrears, which may lead to repossession
  • Council Tax bills
  • Hire purchase
  • Gas, electricity, telephone and other utility bills
  • Water bills
  • Loan and credit card problems
Depending on the type of debt, failing to keep up with the repayments can have different consequences. If you do not pay your TV license or Council Tax bills then you may end up in the criminal court and face a fine or imprisonment. If you do not make rent or mortgage payments then this can lead to repossession and possible homelessness. Failure to pay utility bills can of course lead to your electricity or gas being cut off and make it difficult to be reconnected in the future.

The secret to being able to juggle your debts effectively is admitting that you need help and knowing where to go to receive the relevant advice.

We offers a friendly and approachable service that will be committed to dealing with your debt problems and making your life easier.

SRA Number: 00062933